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The best AI for business: team plans compared

For most small businesses, the best AI is the one built into the tools you already use. Google Workspace includes Gemini from $7 per user a month, and Microsoft sells Copilot for its 365 business plans from $18. If you want a separate assistant for writing, analysis and code, Claude Team and ChatGPT Business both cost $20 a seat a month billed yearly. Here is what each includes and what a team of ten pays.

Checked October 18, 2026 against Google’s, Microsoft’s, Anthropic’s and OpenAI’s pricing pages

Business AI plans, per user a month, US prices
PlanPer userTeam of 10AI includedTerms
Google Workspace Business Starter$7$70Gemini in Gmail; chat with GeminiWith a one-year commitment; 30 GB storage per user
Google Workspace Business Standard$14$140Gemini in Gmail, Docs, Meet and more; Gemini Notebook and the Gemini app with expanded accessWith a one-year commitment; 2 TB per user
Claude Team, standard seat$20 ($25 monthly)$200Claude with more usage than Pro, Claude Code, Cowork, Claude DesignBilled yearly; teams of 2 to 150
ChatGPT Business, standard seat$20 ($25 monthly)$200All ChatGPT, ChatGPT Work and Codex features; connects to Google Workspace, Slack, GitHub and Microsoft 365Billed yearly; teams of 2 to 200
Microsoft 365 Copilot Business$21 ($18 on offer)$210Copilot in your Microsoft 365 appsAn add-on to a Microsoft 365 Business plan, paid yearly; $25.20 monthly
Microsoft 365 Business Standard with Copilot$23.50$235Word, Excel, Outlook, Teams and more, with Copilot built inPaid yearly; $28.20 monthly
Microsoft 365 Business Premium with Copilot$32$320Business Standard with Copilot, plus Defender and Purview securityPaid yearly; $38.40 monthly

Team of 10 uses the yearly price. Microsoft’s $18 Copilot Business offer runs from July 1 to December 31, 2026, for existing Microsoft 365 customers with an eligible Business plan. Google is also running an introductory discount for new customers.

Which to choose

Google Workspace with Gemini

Google Workspace includes Gemini in every business plan. Business Starter ($7 per user a month with a one-year commitment) puts the Gemini assistant in Gmail and lets everyone chat with Gemini. Business Standard ($14) adds Gemini in Docs, Meet and more, and expanded access to Gemini Notebook and the Gemini app. Business Plus is $22. Prices are higher without the yearly commitment.

Microsoft 365 Copilot

Microsoft sells Copilot Business as an add-on to its Microsoft 365 business plans: $21 per user a month paid yearly, $18 under an offer that ends December 31, 2026, or $25.20 paid monthly. It is also bundled into Business Standard ($23.50) and Business Premium ($32). Microsoft’s plan comparison lists pre-built agents such as Researcher and Analyst, and Enterprise Data Protection, among Copilot’s features.

Claude Team

Claude Team is for teams of 2 to 150. A standard seat costs $20 a month billed yearly or $25 monthly, with more usage than Claude Pro and Claude Code, Cowork and Claude Design included. A premium seat ($100 yearly, $125 monthly) has five times the usage of a standard seat, and you can mix the two. Team adds single sign-on, central billing and admin controls, and Anthropic says it does not train models on your content by default. Enterprise costs $20 a seat a month plus usage at API rates, with at least 20 seats.

ChatGPT Business

ChatGPT Business is for teams of 2 to 200 employees. A standard seat costs $20 a month billed yearly or $25 monthly, and includes all ChatGPT, ChatGPT Work and Codex features. A premium seat ($100 yearly, $125 monthly) has five times the usage with no five-hour limit, plus Dots, OpenAI’s always-on agents. You can mix seat types. Business connects to Google Workspace, Slack, GitHub, Microsoft 365 and more, adds single sign-on with SAML and MFA, central billing, usage analytics and spend controls, and OpenAI says it does not train on your business data by default. Enterprise pricing is on request.

Questions

What is the best AI for a small business?

Usually the one in the office suite you already pay for: Gemini in Google Workspace (from $7 a user) or Copilot for Microsoft 365 (from $18 to $21 a user as an add-on). Add Claude Team or ChatGPT Business (from $20 a seat) for people who need a strong assistant for writing, analysis or code.

What ChatGPT is best for business?

ChatGPT Business, for teams of 2 to 200: $20 a standard seat a month billed yearly ($25 monthly), or $100 for a premium seat with five times the usage. Larger companies can ask OpenAI for Enterprise pricing, and nonprofits can get up to 75% off Business or Enterprise.

How much does Copilot cost for business?

Microsoft 365 Copilot Business costs $21 per user a month paid yearly, $18 under an offer that ends December 31, 2026, or $25.20 paid monthly. Bundles with Business Standard and Business Premium cost $23.50 and $32.

Is Gemini included in Google Workspace?

Yes, on every business plan. Business Starter includes Gemini in Gmail and the Gemini app; Business Standard adds Gemini in Docs, Meet and more.

Do business AI plans train on our data?

Claude Team and ChatGPT Business both say they don’t, by default: Anthropic lists no model training on your content and OpenAI no training on your business data. For Google Workspace and Microsoft 365, read their business data terms.

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